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Fleet Insurance Reimagined

Safer. Smarter. Together.

NIRVANA

Trucking insurance for today’s economy. Drive down risk and premiums with modern insurance that rewards safety with savings.

10% Saved upfront on average. $15 million saved on premiums to date!

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Get more from your fleet insurance

Stack discounts with no strings attached — there’s no limit to how many you can use.

Save up to$4,000 per truck, per year with exclusive discounts on safety platforms and equipment, tires, compliance and hiring platforms, and much more! See offers.

One Stop Shop

Impacting Outcomes

Your initial insurance quote doesn’t tell the whole story. Beyond that initial premium, additional expenses—like premium financing charges at roughly 15% APR, hefty surplus lines taxes, and unexpected broker fees—can significantly increase your overall cost.

That’s why prioritizing admitted markets for as many coverages as possible isn’t just smart—it’s essential. Choosing admitted carriers helps you control costs, manage risks, and ultimately achieve better financial outcomes for your business.

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Key Coverages
  • Commercial Auto Liability
  • Occupational Accidental
  • Contingent Liability
  • Non-Trucking-Liability
  • Physical Damage
  • Motor Truck Cargo
And More!
  • Hired/Non-Owned Auto
  • Workers Comp
  • Warehousing
  • Excess Liability
  • Cyber
  • Contingent Cargo
  • Contingent Auto

Insurable Events in 2024

77%

Commercial Insurance Gaps

40%

Natural Disasters Left Without Insurance

80%

Workers Compensation Fraud

20%

Cyberattacks Increased

29%

It’s time you regained
control over your insurance

Many businesses and individuals remain significantly underinsured, despite the risks they face. For example, 40% of small businesses have no insurance, even though 75% experienced an insurable event last year, and 25% are underinsured by 40% or more. Similarly, 41% of Americans have no life insurance, and 70% of homeowners are underinsured after a natural disaster. Meanwhile, cyber insurance demand has surged by 29%, though 43% of small businesses still lack coverage. In addition, workers’ compensation fraud costs businesses $30 billion annually, accounting for 10-20% of all claims.

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Powered by Partnerships

Our partners are just as vital for success as our clients.

The Difference We Deliver

Seamlessly integrating tailored coverage, technology, and support – so you can focus on growth while we handle the rest. 
Associations

An insurance association can help you bind “pre-underwritten” policies for your business. Motor Carriers and Independent Contractors qualify!

Management Portal

Using cutting-edge technology, we streamline the entire insurance process—from underwriting to claims management. Additionally, certificates, service requests, and billing is all accessed in our portal.

Paperless

You can benefit knowing that our agency has no paper! That means caring about the environment AND operational efficiency. 

Values

We are anchored in our core values of intensity, integrity, and compassion.

"I would highly recommend discussing your insurance needs with someone who truly understands the process. Shopping with multiple brokers can often hurt your chances of getting the best coverage because it lacks the personal touch and understanding that a trusted agent can provide. It’s important to have someone who knows your business and can help you navigate the quoting process effectively."

Landon WorstellMarketing Executive, KQ2

"As a business owner in the freight industry, I know how crucial timely insurance renewals are. The last thing you want is a delay that could impact your ability to secure loads. It’s always great to work with an agency that understands this and helps prevent such delays by staying ahead of renewal timelines. It makes all the difference in ensuring smooth operations.""As a business owner in the freight industry, I know how crucial timely insurance renewals are. The last thing you want is a delay that could impact your ability to secure loads. It’s always great to work with an agency that understands this and helps prevent such delays by staying ahead of renewal timelines. It makes all the difference in ensuring smooth operations."

David ClarkOwner, Clark Brokerage

"I love how this agency focuses not just on the numbers, but on the stories behind them. It’s clear they understand that every data point represents a person or a moment in time, and they handle it with care. Telematics technology is a game changer in how we approach risk and safety, and the way they explained it really captured the human element behind the data without overselling it. Very refreshing!"

Madison SappResident, ACHE

"The insurance world has come a long way, and much of today’s challenges are the result of a decade where safety wasn’t prioritized enough. But with new technology like telematics, we have a real opportunity to rewrite the story. It’s a chance for businesses to take control of their safety culture and insurance costs—something I hadn’t fully appreciated until I started working with this team."

Keith DavisFreight Master

Insuring Courier Businesses with Independent Contractor Drivers

April 16, 2025

Why Working with a Smaller Insurance Brokerage Gives Truckers the Advantage

April 14, 2025

Stop Shopping, Start Strategizing: Why Smarter Insurance Starts with Trust

April 14, 2025

Protecting Privacy: Practical Tips for Fleets

April 11, 2025

Transportation Insurance Application

October 30, 2024

ELDs – Data and Privacy

September 3, 2024

GPS Tracking and Telematics Systems

September 1, 2024

Dash Cameras and In-Cab Video Monitoring

August 3, 2024

App-Based Tracking and Other Digital Tools

July 14, 2024

Your Turn to Make a Move

Like Nothing You've Seen. Get a quote today and experience Kaufman Commercial.